How to get your car insurance application right

Don’t be overwhelmed by car insurance application forms - our quick guide shows you how to make the car insurance application process run smoothly by simply gathering the following documents to hand:

Driver’s licence - yours and any additional drivers’

You will be asked for the type of licence, and if you and any named drivers have had any motoring convictions, such as speeding points, in the last five years.

Bank statement

This will give you easy access to your account information if you’re planning to pay by direct debit or...

Debit or credit card (if planning to pay by card)

Last year’s insurance certificate and any paperwork relating to previous claims in the last five years

You will be asked for information of any motoring convictions (points and so on) and keeping last year’s quote to hand will give you a good starting point in terms of comparing quotes.

Your car’s logbook

This will provide the car’s make, model, registration year and so on. If you have modified your car in any way, this will affect your policy cost. You will also be asked about security (alarms, immobilisers) and where the car is kept.

Your employment information

Insurers want to know if you work full-time, are in education, are self-employed, are unemployed and so on. You will also be asked to select your job description from a list of pre-prepared options.